Beyond a merchant account for credit card processing, a PayPal Business account gives you access to tools for processing PayPal, Venmo, and PayPal Credit payments, as well as debit and credit card transactions. Explore our payment processing solutions. Streamline your day-to-day operations. A high-risk merchant account, an account for businesses that may involve a higher risk of frauds and chargebacks, targets a certain category of online businesses, such as adult entertainment, gambling, and pharmaceuticals. An OTC merchant account.

E-commerce has changed how people buy goods in a big way. E-commerce, online-only, companies now sell everything from furniture to concert tickets.People don’t have to go from store to store to find the items they want. Now, all they need to do is visit a website that has those items.Customers enter their credit card details into secure forms, and the rest takes place online. The business gets the order, packs, and ships the goods to the customers.However, e-commerce accounts sometimes gets put into a high-risk area for credit card sales, but one of the issues comes down to chargebacks. Find out why low-risk merchant account service providers may not like handling accounts for e-commerce companies. Why High Risk?An e-commerce business doesn’t have a physical place to visit.No physical space means that the company can’t take credit cards in person.

In these cases, customers share their card info either over the phone or through a secure web form. For the companies that issue them, theft remains higher for this type of sale.Here’s another problem. An e-commerce business doesn’t have a place people can visit in person.While a company needs some place to do business, no walk-in location can be a problem. Banks could think that e-commerce companies don’t have community ties and nothing to lose if those places fail.The low-risk merchant service providers want to avoid risk. These providers may choose not to give a card account to a business that doesn’t have a “stable” place.

Space empires iv cheats. Low-risk merchant service providers may adopt this attitude even if the e-commerce operation is in someone’s home. Why Won’t Some Providers Open An Account?E-commerce companies of all sizes exist. A low-risk merchant service provider can choose not to give accounts to high-risk e-commerce businesses.

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Don’t Let Risks Stop Your Decision to Open an AccountOpening a merchant services account to accept credit cards is still worth your effort. But what about the e-commerce company owners who can’t use low-risk merchant service providers for an account? Services can step in to fill the void.High Risk Pay offers merchant accounts to the e-commerce businesses that can’t open a credit card processing account with a low-risk provider.A can provide the same types of services as low-risk providers. But, there’s no stress of account closure. High Risk Pay welcomes customers who may not be able to open an account with other merchant account servicers.High-risk merchant account servicers like High Risk Pay have advantages.

They are familiar with and accept risks that come with e-commerce business operations. We at High Risk Pay understand that chargebacks and theft are a part of doing business in an online environment. We also recognize that many sales get processed and cleared without any trouble. Not every customer that buys something from your business online is out to rip you off.In short, High Risk Pay is in the business of helping our e-commerce customers to expand and grow their virtual companies. We help business owners become able to accept credit cards for online sales. How do we do this?

High Risk Pay uses secure detection systems to stop theft and criminals before they can cause any harm to business.If you own an e-commerce business and have been turned down when you applied for a merchant account, don’t give up. We can help you open a high-risk merchant account for your e-commerce business. Our rates are competitive, and approvals for new accounts can be made in a short time. We like to work directly with our customers to get them the products and support they need to run their e-commerce businesses securely and profitably.What are you waiting for? Best eCommerce Merchant Account Service Provider in the BusinessBoost sales and watch your business grow with a merchant account from High Risk PayAccepting credit cards is the key to success for many online businesses.

We can get your business up and running so that your e-commerce merchant account business can maximize its profits and keep your customers coming back for more.Our eCommerce credit card processor integrates with your shopping cart to give your customers a secure buying experience. Your merchant account will be compatible with:. Shopping carts. Major online payment gateways.

Banks with special programs for online merchants. All types of products and categoriesWe offer the best ecommerce merchant services for evolving businesses that need to meet the growing needs of their customers. We’ll offer you the best deals and offer you the lowest possible rates for your industry. SecurityIt’s important to be able to ensure the security of your customers’ financial and personal information. All transactions are SSL-encrypted to ensure complete confidentiality and protect their information from all types of threats. In order for your customers to keep coming back, they need to know that the information they share with you – including their name, address, and bank details – is safe from people who may wish to take advantage of that informationSecure transactions mean putting your customers first so that they can feel safe making a purchase from your website. Once you build that trust, there’s no stopping them from making repeat purchases that can keep your business ahead of the competition.

Quality Customer SupportYou should never again be faced with losing a conversion opportunity because of the lack of availability of services like credit card processing.Consider if you are the customer, and you go to a website, add items to your cart, and go to check out but can’t. Instead, you’re told to check out in a way unfamiliar to you, like calling the merchant to place your order. How many customers are willing to pick up the phone and make that call? Almost none.Keeping customers should always be your main concern, which is why providing them with the ability and convenience to pay with their credit card is so crucial for online businesses.We have put together a team of experienced and skilled support professionals to make sure that you can always take credit cards. If a customer visits your online store to find out that you don’t accept credit cards, the likelihood of them coming back is slim to none. Customers always want to use the most convenient option, and if you can’t accept their payments, it means they will be going to your competition from now on.Our team can help you ensure that your account is always up and running, and customers can check out with zero hassle.

If you face any problems when processing payments, all you need to do is contact our customer support, and we’ll help you finish the conversion and make sure you never run the risk of losing another sale. ECommerce Payment Solutions RetailIf you’re a retail business, you can choose from a traditional credit card terminal, wireless, or point of sale (POS) system. Whichever you choose, our merchant accounts will allow you to accept credit cards faster and at the most affordable industry rates.

Read more: VirtualIf you need to accept payments over the phone, via mail, or on your computer, you can do so with a. There’s no equipment needed. All you have to do is log into your terminal and type in the customer’s credit card to save yourself time and money. Mobile and Over The PhoneWe know that running a business means you’re constantly busy and need payment solutions that allow you to process payments while you’re on the go.

We offer for those who are always on the move. Just choose between an iPad or mobile phone credit card swiper, and you can begin taking credit card payments wherever you are. Read more: Websites and eCommerceIf you sell products solely online, you can use our payment gateways to provide secure payment solutions for all of your customers, no matter which type of credit or debit card they have. Our easy-to-use gateways are compatible with most major shopping carts so that you can streamline your business and provide convenient payment options for your valued customers. Payment Processing for Online RetailersThe most significant reason many people choose to shop for products online is convenience. The days of running out to the store are long gone, and almost anything can be purchased online. However, in order to allow your products to be purchased on your website, you must be able to accept credit cards.If you’re considered a high-risk merchant, you may be faced with excessive fees to your current eCommerce merchant account provider, or have found it easier just not to accept credit cards altogether.

If you want to take your business to the next level, you must be able to offer customers the convenience they are looking for when they shop online.Choosing the right high-risk payment processor is easy when you work with High Risk Pay. No matter what industry you’re in, or what the other merchant account providers consider you, we’re here to help you gain the competitive edge.We offer a proven platform, superior support, and an easy application process, along with the lowest rates in the industry.